The debate over the best place to stash your cash is one that is hotly contested, with most people claiming that investing in Superannuation comes secondary to paying off your mortgage. Whilst there is some merit in this, it’s important to look at the big picture before switching on auto-pilot and directing all your hard earned savings onto your mortgage, without a second thought.

Generally when interest rates are high, your best bet is to reduce your mortgage as quickly as possible. You know how it works - the larger the balance and the longer you leave it, the more interest you repay the bank - but current market conditions have changed the game dramatically. Interest rates are now at their lowest levels in decades freeing up cash flow which can be used for investment opportunities.